I love shopping with VS as I have since 1984. I closed my VS credit card due to the poor customer service provided by Community Bank .I had over paid my VS account and they sent me a refund, then the next months statement that came, Community Bank listed my refund as a charge and made me pay MY REFUND, my money , back to them.VS, will you please ,one day, drop Community Bank ,and use another bank that has better knowledge and customer service.Will not be shopping at VS as much as I use too, and believe, me ,I shop with VS on a regular basis.Im sure others have had similar or worse cases with Community Bank.So consumers,,Beware