Don't get virtual Target gift cards. They don't work! Their site produces different errors when you try to apply them. The process to apply them is a hassle: the app and target.com make you jump through many hoops just to get to a page where you can try to add the gift card balance. Then it errors out with a generic "cannot do this at this time". Online Customer Service is non existent. I'm still waiting to "be connected to a representative".