Going to give them ONE LAST CHANCE , to pay out My $73.10 USD they've been hanging on to since 2007! ( They kept sending some USA tax form request and NEVER ANSWERED MY QUERIES RELATED to WHY as I lived in the EU! Now policies have changed !)If I recieve MY FUNDS WITHELD by SHUTTERSTOCK I can uppgrade this rating.Otherwise: WARNING !!! YEAH SHUTTERSTOCK ARE THEIVES!