If I could do 0 stars I would!!! Withheld my money for almost 7 months - must have spoken to and messaged around 100 people to get it back - including some AI bots they have replaced humans with. The customer service is not there and I would never bank with them again and have deterred everyone I know away from them.They only gave me my money back after I put it on Facebook as they were scared of bad reviews.