Very absurd company. I registered for an account today and unfortunately, they said they would not be able to open an account for me. Called in the customer service, they advised me it depends on quite a few factors did not give me any definitive answer. Even though my credit score is good, not sure why my application declined. And they said “if we initially rejected your application, we would not be able to welcome you to open an account with us in the future.” Very, very absurd. Would not recommend to anyone.