Do not under any circumstances get a secured credit card with Capital One. It is so much easier and more convenient to do it through Neo financial you won’t believe it. I was foolish enough to sign up for one of their secured cards not only did they happily charge me a $79 fee which would be ludicrous for a card that gives no points no rewards or anything, and when I paid off my card and request my security deposit back I was informed that I would receive it by check within the next two months somehow they are able to take payment within a matter of hours and they cannot return payment in any less than two months via mail. As if any credit card companies is good these guys are bottom of the barrel
