capitalone

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Capital One is a Scam

Capital One sent me a credit card that I never applied for with a $500.00 limit. I decided to use it for my business and I would use it to buy pizza supplies for my pizzeria. At the end of the month I would pay it off. Sometimes I would use it and pay it off the next day. Today they sent me a fraud notice email and they told me to call them ASAP. I was pretty concerned so I called them right away. The fraud had nothing to do with any purchase but rather because I was paying off their credit card on time every month. Now they want me to prove that I was making the payment even though I have never missed a payment or a payment has never been returned. They actually said that someone else could be making a payment on my account? I said, please tell me who this person is that would be paying off my credit card every month? The bottom line is that capital one is upset that they aren’t able to charge me any interest because I pay the monthly balance off every month. Screw them!

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Date of experience: Mar 05, 2025