I would give a zero star if i had it. I just wasted my time filling out and application with this pathetic company only to get declined. They did not even ask for additional information. They called me to verify my application and charged the entire rent being paid by me when in fact it is shared. The staff who picked up my call needs to get retrained on customer service. I do not have any debt. It does not matter to me that the card was declined but i felt bad the way the agent handled my call like i am begging them for a card. The worst service.