I applied for a blue cash every day american express card with a 15 month 0 interest purchase and balance transfer. I have good credit with no late no bad remarks. These absolute monsters gave me 1000 credit line with only 750 balance transfer limit ! I took a credit score hit for that childish amount ? They are an absolute joke ! I called and they wont up my credit line. And of coarse foreigners for their call line. Nothing American about them.