Be Really Cautious of Their Bonus Offer for New Accounting OpeningFor those of you who are interested in their promotional bonus offer for new account openings, especially the $400 bonus one, there are a few things you REALLY need to keep in mind: 1. Never ever open an account online if you want to receive a bonus. Online account opening is easy, but it may also be a "trap" for the bank not depositing you the bonus. You need a BONUS CODE during account opening. This code will not show up if you open online even though the ad says it will be automatically applied, but the bank would not acknowledge this. I opened the account through their ads online, it clearly said that their "bonus code will be automatically applied". However, I fulfilled all the requirements and waited for two months, they said they did not have my BONUS CODE. Are you kidding me? I went to their branches several times and presented the online promo page to them, they still could not figure things out for me. This made me feel like I was fooled by Wells Fargo and their promotional emails! $400 is not a big deal, but nobody likes the feeling of being fooled by others and doesn't know what's going on!2. Make sure you read all the terms and conditions, including the vast majority terms underneath their ads with much smaller characters. This is a common trick that most companies do. If you do not understand any of these terms or you do not know how to do, just don't proceed. You do not want to waste your time and end up getting nothing! 3.Make sure you have all the evidence with you when opening your account. They do not have the incentive to pay you any amount. You should do your job if some things happen!In General, all so-called promotional offers are tactic tricks. Be really cautious of those things and stay away from them if you do not 100% know them!