Target offers a $50 bonus to connect your debit card to Target Circle, so it seems like a great deal. However, if you take back the item on which you used the bonus, you just lose that $50. I wasn't able to find that information anywhere before I returned the item. Even the cashier didn't know what to tell me. But, no, the $50 is gone. I'll stop shopping at Target, close the account, and I just signed up with Walmart+. I don't like them much better, but Target is in my rearview mirror. I discourage anyone from signing up with the Circle card.
