I would get them zero if I could. There was an apartment fire a couple years ago in my apartment and it was completely destroyed and I barely got out alive with my roommate. I finally got a hotel and as soon as I got a room at a phone I called the Red Cross for clothing and hygiene products and help to start rebuilding. Guess what response I got? "So you're telling me that your apartment burned down a couple days ago,and you're just now calling? Like b I t c h yes. Didn't have a phone options or money until then..ugh they are useless.