2025 is my 3rd year using Healthcare.gov. It's very difficult to find insurance where our doctors are In-Network. When my premiums almost tripled from 2024 to 2025 I searched for a new plan for days. I finally found one in which my doctors were in-network. After signing up for a plan, that said my doctors were in-network, and paying the premium, I find out that NONE of my doctors are In-Network. The filtering for providers is completely unreliable. I still haven't been able to figure out how to know which doctors are in-network and not because it seems to change randomly from week to week according to healthcare.gov. This happened to me the first year as well but I found out within the enrollment period and was able to switch to a plan the included my doctors. This year I'm stuck either not seeing my doctors or paying high out of network pricing or seeing complete strangers.This "service" is such a joke.
