Do not open an account with Etsy. They will verify all your information and and take your money to open your account. Then when you make sale they send you a message that they need to reverify in order to pay you. You try this and they send another message saying your bank doesn't qualify. And tell you you need to open an account with their affiliates. Called metropolitan bank. When you get these messages immediately call your bank and dispute the as soon as it posts this true and accurate information. I just went through.