Turns out, crypto.com is actually quite good where Centralized Exchanges go. I misunderstood something about deposits of FIAT currency, that ACH deposits, though you’re able to trade with the funds immediately, have to be settle, and that takes 5 - 7 business days. The fact that you can trade with those funds immediately is actually quite awesome. Wire transfers take 1 - 2 days, and though you can’t trade with those funds, once they arrive, you can, and you can withdraw whatever crypto you buy with wired funds immediately. This is TOTALLY understandable and OK.