Scammers, I got a ruby debit card, with the risk of owning Cronos (their own crypto) the card has now lost its benefits and Cronos has lost its value by a lot. I was okay with my decision as if I lost money in cronos it would be made up by the benefits of the card. I have now lost in both ways. I tried their “live chat” and it takes way longer than 20 minutes for a response and they just told me what I could already find. Don’t ever use them, I will never trust them again.