If I could leave no stars I would, I can't even express how horrible their service is. NOBODY know's the answer, they just keep transferring you to some one else. Takes 15 minutes just to talk to someone only for them to not know and transfer you to someone else, who doesn't know. Really wish I had done more research on this before getting Clover. I have called twice for different reasons each call was 1 hour and I didn't get an ANSWER.