After many decades of banking with Chase I went to cash a check today, the teller said you don’t have enough money in your account to cover this check? What?Then she told me that I could deposit the check and she could give me the money back…then she came back and said I can only give you a portion of the funds and the rest we will hold until the check clears!I asked for the uncashed check back and will be closing my accounts with Chase after 20+ years! So I went to my other financial institution and they cashed the check immediately!When do I have to cover someone else funds?Isn’t everything electronic now so the payors funds can be verified immediately?
