I finally decided to open a credit card with Chase, and it turned out to be a horrible experience. It was approved with a $25,000 credit limit. So, about a month later, I decided to do a $9400 balance transfer, and it was denied. I had a balance transfer offer up to $15,000, so it really made me upset. I am an 830-credit score with less than 3% debt in my credit file. I cancelled my credit card account immediately.Stay away from this financial institution.