I had a $10,000 credt when i first signed up. I was never late with a payment and I never made a minimum payment, I had a credit balance of around $3,900 and out of the blue they reduced my credit line from $10,000 to $4,000 which harmed my credit.when I called they couldn't come up with a good reason. I believe they did this because of my conservative political beliefs. These people need to be held accountable for these practices!