I issued a credit card because of its advantages: in case of loss, I am not responsible for debiting funds from my card if it falls into the hands of fraudsters. I added my wife to my account, she has her own card, and I can see in the report how much she spends on her purchases. At the same time, she enjoys my benefits. I log into the app using my fingerprint. When I travel and book hotels through Capital One, I get bonuses. 50% discount on handmade drinks in the cafe. But there are also disadvantages. I wanted to use the card for online gambling, payments were frequent, and the card was temporarily blocked. They reserve the right to block it if they consider actions with the card suspicious. It took me a while to figure it out and unlock the card.
