capitalone

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Dumb credit company

0 stars actually. my husband apply for a card and we’ve been utilizing the car for about 34 days and we went to go get him some shoes for his birthday and the card declined. I’m thinking it’s just going to be a basic fraud alert you know say that you authorize the charge be done. No, he has to provide proof of statement and he does not have that we were primarily going off our shared account which doesn’t work, which I feel as unfair because he has a credit heat and a balance when the bank account statements could’ve been asked for verification purposes before the approval never ever recommend anybody to capital one ever again because I feel like I betrayed him. I put him in a bad predicament messing up his credit when I wanted to build his credit never again!!

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Date of experience: Jun 12, 2025