If I could give less than a star I would. They advertise things that are not true and charge an insane amount of interest. 55 days of interest fee my ass. Unfortunately, I did not check this until 3 years after using them so they have made tons of money on me and I have never gotten any specific benefits for it. They claim to give free access to airport lounges but every airport still wanted to charge us. Avoid at all cost, there are so many better alternatives out there.
