I applied for the American express marriott brilliant card which carries a $650 annual fee. I applied because I travel with my business and wanted to use it to accumulate marriott points. They advertise 90,000 bonus points if I spend $6,000 in the first 3 months. I spent $10,000 in the first 2 months on their card then called to ask why I had not received their bonus and they said that because I owned another hilton american express I would not be receiving this bonus and they would not return the $650 annual fee if I canceled. It is a scam. They advertise one thing to get applicants but then do not deliver.