I personally have a very good experience with Amex. I had a challenging financial year, last year, and having my credit card saved me. Interest rates are a bit high in my plan, but it's what we agreed initially. It was my first credit card experience, as before I applied to another bank and they rejected it, (although they approved me a year later). But I'll be forever grateful with Amex for approving my application first. Thanks to that I was able to do a lot of things I wouldn't been able otherwise, and to go through some challenges during that year while changing jobs and others.
